Terms of Service

These Terms of Service (the “Terms” or this “Agreement”) apply to your access and use of all websites, services, software, applications, content, programs and products (collectively, the “Services”) provided to you (“you” or “your”) directly or indirectly through the website and associated domains of www.hovi.id (the “Site”) by Hovi ID (“Hovi”, “we”, “our” or “us”).  In addition to the Terms, your access to and use of the Services are governed by the Hovi ID Privacy Policy, which can be found at https://hovi.id/policies#Privacy (the “Privacy Policy”), and any additional rules and/or terms identified or displayed on the Site or in connection with a particular Service or program. The Privacy Policy and any such additional rules and terms are incorporated by reference herein and constitute a part of this Agreement. Please read the Terms, the Privacy Policy and any such additional rules and terms carefully.

THESE TERMS GOVERN YOUR ACCESS AND USE OF THE SERVICES AND CONSTITUTE A BINDING AGREEMENT BETWEEN YOU (ON BEHALF OF YOURSELF OR THE ENTITY YOU REPRESENT) AND HOVI. YOUR ACCESS TO OR USE OF THE SERVICES CONSTITUTES YOUR ACCEPTANCE TO THIS AGREEMENT AND YOUR REPRESENTATION THAT YOU HAVE THE RIGHT, AUTHORITY AND CAPACITY TO ENTER INTO THIS AGREEMENT (ON BEHALF OF YOURSELF OR THE ENTITY YOU REPRESENT). IF YOU DO NOT ACCEPT THESE TERMS STATED HERE, DO NOT USE THE SERVICES.

Hovi reserves the right to revise these Terms at any time, at its sole discretion, by posting an updated version to the Site. You should visit this page periodically to review the most current Terms, because they are binding on you. By continuing to access or use the Services after updated Terms have been posted, you agree to be bound by the updated Terms.

Our Services

Hovi is an API and SaaS platform for issuing and managing verifiable credentials and decentralized identities. Hovi provides tools to enable developers to integrate these capabilities into the products and applications, including performing transactions on the Hovi supported blockchain networks.

You may use the Services for your personal and business use or for internal business purposes in the entity that you represent as long as you are in compliance with all provisions of this Agreement.  For purposes of this Agreement, “Content” means all content contained in the Site and Services that Hovi has rights to use, display, publish or otherwise process (as described below) including all text, images, designs, graphics, information, logos, downloadable content, software and any other content contained therein and all related patents, copyrights, trademarks, service marks, intellectual property and/or other proprietary information of Hovi.

We reserve the right, in our sole and absolute discretion, to modify, replace, refuse access to, suspend or discontinue the Site or the Services, partially or entirely, without prior notice. You agree that we will not be liable to you or any third party for any such modifications, suspensions or discountenance of the Site or the Services, or any part thereof. We further reserve the right to withhold, remove and or discard any of Your Content (defined below) available as part of your Account (defined below), with or without notice if deemed by us to be contrary to this Agreement or a violation of law. We have no obligation to store, maintain or provide you a copy of any content that you or others provide when using the Services, except to the extent required by applicable law.

It is your obligation to ensure that you fully comply with all applicable laws, regulations and directives with regard to the use of the Site and the Services. For the avoidance of doubt, the ability to access our Site or the Services does not necessarily mean that your use thereto are legal under relevant laws, regulations and directives.

You agree that we will not be liable to you or any third party for any such modifications, suspensions or discountenance of the Site or the Services, or any part thereof. We further reserve the right to withhold, remove and or discard any of Your Content (defined below) available as part of your Account (defined below), with or without notice if deemed by us to be contrary to this Agreement or a violation of law. We have no obligation to store, maintain or provide you a copy of any content that you or others provide when using the Services, except to the extent required by applicable law.

It is your obligation to ensure that you fully comply with all applicable laws, regulations and directives with regard to the use of the Site and the Services. For the avoidance of doubt, the ability to access our Site or the Services does not necessarily mean that your use there to are legal under relevant laws, regulations and directives.

For as long as we continue to offer the Services, we will provide and seek to update, improve and expand the Services. As a result, we allow you to access the Service as it may exist and be available on any given day and have no other obligations, except as expressly stated in this Agreement. We may modify, replace, refuse access to, suspend or discontinue the Service, partially or entirely, or change and modify prices for all or part of the Services for you or for all our users in our sole discretion. All of these changes shall be effective upon their posting on our site or by direct communication to you unless otherwise noted.

Description of Service for Integrated Applications

As an application integrating, users may share data from Hovi, Hovi Platform, Hovi Services and/or other applications that have added data to their Hovi wallet with your application. Hovi makes no guarantees towards the accuracy, verification, or assessment of the data that is provided through the applications.

Licenses

In connection with accessing and using the Services (including creating an Account with us), you may provide to us information, data, text, software, graphics, messages or other materials uploaded, transferred, transmitted, posted or stored, including without limitation third party data (“Your Content”). Hovi does not own nor claim ownership of Your Content and you are legally responsible for Your Content and the applications which are able to access that data on Hovi.

Any downloads of software from authorized third party websites which enable you to access and use the Services, including without limitation any files, images incorporated in or generated by the software, and data accompanying the software (the “Software”) is licensed to you by third-party licensors for your personal use. You shall keep intact all copyright and other proprietary notices and your use of such Software is strictly subject to the terms of this Agreement and any agreement accompanying the Software.

Registration; Account Management; Cancellation and Termination

Some functions of the Services require you to register with us and create an account (your “Account”), and as part of that process you will be requested to provide certain information, including without limitation your name and email address, and you may choose to provide additional information (all such information, collectively, “Registration Data”).

By using the Services, you agree to:

provide true, accurate, current and complete Registration Data as prompted by the registration process;

maintain and promptly update the Registration Data to keep it accurate, current and complete;

maintain the security and confidentiality of your password and any other security or access information used by you to access the Site or Services;

ensure that you log out of the Services at the end of each session using the Services;

refrain from transferring your Account on the Services to any other party without our prior consent;

refrain from impersonating any person or entity or misrepresent your identity or affiliation with any person or entity, including using another person's username, password or other Registration Data; and

immediately notify us in writing if you become aware of any loss, theft or use by any other person or entity of any of your Registration Data in connection with the Site or the Services or any other breach of security that you become aware of involving or relating to the Site.

We assume that any communications and other activities through use of your Registration Data were sent or authorized by you, and you are fully responsible for all activities that occur under your Registration Data.

By providing your Registration Data to us, you hereby consent to us sending, and you receiving, by means of email or other communications containing content of a commercial nature relating to your use of the Site, the Services and related services, including further information and offers from us that we believe you may find useful or interesting, such as newsletters, marketing or promotional materials. By registering on the Site, you are allowing us to send such communications to you, provided that we shall immediately cease to send any such further communications should you notify us in writing that you do not wish to receive such content anymore.

You may update or delete information stored in your Hovi Account at any time. You may also delete your Account through the Setting section of your Account. If you cancel the Services or delete your Account, your cancellation will take effect immediately. After cancellation, you will no longer have access to Your Content, your profile or any other information through the Services, all Your Content, your profile and any other information contained on our Site or through the Services. We accept no liability for such deleted information.

It is your obligation to ensure that you fully comply with all applicable laws, regulations and directives with regard to the use of the Site and the Services. For the avoidance of doubt, the ability to access our Site or the Services does not necessarily mean that your use thereto are legal under relevant laws, regulations and directives.

User Conduct

You may access and use the Site and Services only for its purposes as intended by the normal functionality of the Site and Services, as long as you are in compliance with all provisions of this Agreement. In connection with your use of the Site and the Services, you agree to abide by all applicable local, state, national and international laws and regulations and not, nor allow or facilitate a third party to, violate or infringe any rights (including without limitation copyrights, rights of publicity or privacy and trademarks) of others, our policies or the operational or security mechanisms of the Services, and without limiting the foregoing you may not:

use (i) the Site, (ii) the Services, or (iii) any Content, services, features, data, information, text, images, photographs, graphics, scripts, sounds, video, music, sound recordings, programming, logos, trademarks, services marks, HTML code, compilation of content, format, design, user interface and software made available through or which appears on the Site or Services to promote, conduct, or contribute to fraudulent, obscene, pornographic, inappropriate or illegal activities, including without limitation deceptive impersonation, in connection with contests, pyramid schemes, surveys, chain letters, junk e-mail, spamming or any duplicative or unsolicited messages (commercial or otherwise); interfere with the access, use or enjoyment of this Site or the Services by others (including without limitation causing greater demand on the Services than is deemed by us reasonable,. You may not display, import or export feedback information relating to the Site or use it for purposes unrelated to the Services without our prior written consent; alter, modify, delete, forge, frame, hyper-link, create derivative works or otherwise interfere with or in any manner disrupt, circumvent, or compromise any part of the Site, the Services, any Content, or features; access or attempt to access any of our systems, programs or data that are not made available for public use, or attempt to bypass any registration processes on the Services; decompile, disassemble, reverse engineer or otherwise attempt to discover any source code or underlying ideas or algorithms of the Site or the Services except if and to the extent permitted by applicable law; copy, distribute, transmit, broadcast, publicly display, publicly perform, rent or sell any portion of the Services, the Site or the Content; use any robot, spider, other automated device or any tool-bar, web-bar, other web-client, device, software, routine or manual process, to monitor or scrape information from this Site or the Services, or bypass any robot exclusion request (either on headers or anywhere else on the Site); fail to deliver timely payment for your purchases; use any meta tags or any other “hidden text” utilizing any trademarks or intellectual property owned or licensed by us; create or provide any other means through which the Services may be accessed, for example, through server emulators, whether for profit or not; ‘deep-link’, redistribute or facilitate the redistribution of Content; abuse or use any other means to affect or manipulate the Services in general or the prices quoted through the Services; engage in cookie stuffing or include pop-ups, false or misleading links on your website, email or other communications, or attempt to mask the referring url information (i.e. the page from where the click is originating); represent that you are acting on behalf of Hovi or that you have the authority to enter into any agreement on behalf of Hovi; and make any representations or warranties regarding Hovi or our Services.

We are not responsible for the accuracy, usefulness, safety or intellectual property rights of or relating to any of Your Content or the content provided by third parties.

Privacy Policy

In addition to the Terms, your use of the Site and Services as well as certain information about you is also subject to our Privacy Policy which informs you of our policies and procedures regarding the collection, use and disclosure of information we receive when you visit our Site and use any part of our Services. By using or accessing the Site and the Services, you consent to the collection and use of information as described in our Privacy Policy, as may be amended by us from time to time.

Proprietary Rights

All material and services available on the Site and through the Services, and all material and services provided by or through Hovi ID, its affiliates, subsidiaries, employees, agents, licensors or other commercial partners including, but not limited to, the Software, the Content, all informational text, software documentation, design of and “look and feel,” layout, photographs, graphics, audio, video, messages, interactive and instant messaging, design and functions, files, documents, images, or other materials, whether publicly posted or privately transmitted as well as all derivative works thereof (collectively, the “Materials”), are owned by Hovi ID or other parties that have licensed their material or provided services to Hovi ID, and are protected by copyright, trademark, trade secret and other intellectual property laws. All Hovi and Hovi ID trademarks and service marks, logos, slogans and taglines are the property of Hovi ID.  Except as otherwise specifically provided herein, nothing should be construed as granting any license or right to use any trademarks, service marks, logos, slogans or taglines displayed on or by Hovi ID, without our express written permission, or the express written permission of such third-party that may own the trademark, service mark, logo, slogan or tagline.

We do not want to receive confidential or proprietary information from you through the Services or by email. Unless otherwise agreed in writing by an authorized Hovi representative, any material, information or idea you transmit to us by any means may be disseminated or used by us or our affiliates without compensation or liability to you for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products. However, this provision does not apply to personal information that is subject to our Privacy Policy.

Links to Other Websites; Access to Other Accounts and Services

The Site contains links and references to websites of others. We may, from time to time, at our sole discretion, add or remove links to other websites. These links are provided solely as a convenience to you, and we have no control nor responsibility for such links or websites, and access to any such websites is at your own risk. We encourage you to be aware when you leave the Site, and to read the terms and conditions and privacy policy of each other website that you visit. If you decide to use such third party services, your use of such services is governed by the terms and conditions of use and privacy policies for those websites, and not by this Agreement or our Privacy Policy. We do not review, approve, monitor, endorse, warrant, or make any representations with respect to such websites. In no event will we be responsible for the information contained in such websites, their practices or for your use of or inability to use such websites, or transmissions received from such sites. You expressly relieve us from any and all liability arising from your use of any third-party website.

As part of the functionality of the Services, you may link your Account with online Accounts you may have with third party service providers (each such Account, a “Third Party Account”) by either: (i) providing your Third Party Account login information through the Services; or (ii) allowing us to access your Third Party Account, as is permitted under the applicable terms and conditions that govern your use of each Third Party Account. You represent that you are entitled to disclose your Third Party Account login information to us and/or grant us access to your Third Party Account (including, but not limited to, for use for the purposes described herein), without breach by you of any of the terms and conditions that govern your use of the applicable Third Party Account and without obligating us to pay any fees or making us subject to any usage limitations imposed by such third party service providers.

By granting us access to any Third Party Accounts, you understand that (i) we may access, make available and store (if applicable) any content that you have provided to and stored in your Third Party Account (the “SNS Content”) so that it is available on and through the Services via your Account, including without limitation any friend or contact lists, and (ii) such third party site or app may be able to access information on the Services related to you, Your Content and your connections. Unless otherwise specified in this Agreement, all SNS Content, if any, shall be considered to be Your Content for all purposes of this Agreement. Depending on the Third Party Accounts you choose and subject to the privacy settings that you have set in such Third Party Accounts, personally identifiable information that you post to your Third Party Accounts may be available on and through your Account on the Services. Please note that if a Third Party Account or associated service becomes unavailable or our access to such Third Party Account is terminated by the third party service provider, then SNS Content may no longer be available on and through the Services. You will have the ability to disable the connection between your Account on the Services and your Third Party Accounts at any time. PLEASE NOTE THAT YOUR RELATIONSHIP WITH THE THIRD PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD PARTY ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH THIRD PARTY SERVICE PROVIDERS. We make no effort to review any SNS Content for any purpose, including but not limited to, for accuracy, legality or non-infringement, and we are not responsible for any SNS Content. You acknowledge and agree that we may access your e-mail address book associated with a Third Party Account and your contacts lists solely for the purposes of identifying and informing you of those contacts who have also registered to use the Services. At your request made via email to support@hovi.id we will deactivate the connection between the Services and your Third Party Account and delete any information stored on our servers that was obtained through such Third Party Account, except the username and profile picture that become associated with your Account.

Links to this Site

Subject to the terms of this Agreement and as long as this Agreement is not terminated, we grant to you, a nonexclusive, non-transferable, non-sublicensable right to display on your website a link to the Site's homepage, as long as your use is not misleading, illegal or defamatory, or your website is not obscene, pornographic, inappropriate or illegal. You may display our logo only in the form and size provided to you. You may not use our logo in any way that suggests that we endorse or sponsor your site, or that tarnishes, blurs or dilutes the quality of our trademarks or any associated goodwill, including without limitation displaying the logo on any page that contains infringing, misleading or illegal content, or in any other way that we determine in our sole discretion reflects badly on Hovi ID.

Feedback

Any material, including without limitation, idea, knowledge, technique, marketing plan, information, questions, answers, suggestions, emails and comments, provided by you to us shall not be considered confidential or of a proprietary nature. In providing us with material, you authorize us to use it and any developments or derivatives thereto, according to our needs as determined in our sole discretion, including for public relations and promotion of the Site and the Services in the online and offline media, and all without requirement of any additional permission from you or the payment of any compensation to you. You also agree that (i) by submitting unsolicited ideas to us or any of our or representatives, you automatically forfeit your right to any intellectual property rights in these ideas; and (ii) unsolicited ideas submitted to us or any of our employees or representatives automatically become the property of Hovi ID. You hereby assign and agree to assign all rights, title and interest you have in such feedback and ideas to branded.me together with all intellectual property rights therein.

Disclaimers of all Warranties

THE CONTENT, THE SITE AND THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

WITHOUT LIMITING THE ABOVE, (I) WE MAKE NO WARRANTY THAT THE SITE, THE SERVICES OR THE CONTENT WILL MEET YOUR REQUIREMENTS, OR WILL BE UNINTERRUPTED, CONTINUOUS, TIMELY, SECURE, ACCURATE, CORRECT, COMPLETE OR AVAILABLE; (II) WE DO NOT ENDORSE OR APPROVE ANY CONTENT PROVIDED BY ANY PARTY OTHER THAN US AND DISCLAIM ALL LIABILITY WHATSOEVER THERETO; AND (III) WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THIS SITE, THE SERVICES OR THE CONTENT PROVIDED BY US OR ANY OTHER PARTY IN TERMS OF ITS CORRECTNESS, COMPLETENESS, RESULTS, AVAILABILITY, ACCURACY, RELIABILITY OR OTHERWISE.

FURTHER, HOVI ID AND ITS LICENSORS MAKE NO REPRESENTATION OR WARRANTIES THAT THE SERVICES OR THE MATERIALS OR THE SITE ARE APPROPRIATE OR AVAILABLE FOR USE IN ALL GEOGRAPHIC LOCATIONS. NEITHER HOVI ID NOR ANY THIRD PARTY PROVIDERS, PARTNERS OR AFFILIATES WARRANT THAT THE SITE, ITS SERVERS, THE MATERIALS, THE SERVICES OR ANY E-MAIL OR OTHER COMMUNICATION SENT FROM THE SITE OR ANY THIRD PARTY PROVIDERS, PARTNERS OR AFFILIATES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY INJURY, DEATH, ACT OF GOD, ACCIDENT, DELAY, DIRECT OR INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES ARISING OUT OF ANY (I) USE OR THE INABILITY (FOR ANY REASON) TO USE ANY PART OF THIS SITE OR THE SERVICES (INCLUDING WITHOUT LIMITATION INACCURACIES OR ERRORS OF INFORMATION AS A RESULT OF ACCESSING THIS SITE OR THE SERVICES), (II) ACTION OR INACTION IN CONNECTION WITH THIS AGREEMENT OR FOR COST OF PROCUREMENT OF SUBSTITUTE SERVICES, OR (III) STATEMENTS OR CONDUCT OF YOU OR ANY THIRD PARTY ON THIS SITE OR YOUR WEBSITE, INCLUDING WITHOUT LIMITATION ANY SUBMISSIONS THEREON; IN EACH CASE, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, whether based on contract, tort, negligence, strict liability or otherwise. All of the above limitations shall apply notwithstanding any failure of essential purpose of any limited remedy and are fundamental elements of the bargain between us and you. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or in connection with the Site, the Services, the Content or this Agreement must be filed within thirty (30) days after such claim or cause of action arose or be forever barred.

IN THE EVENT OF ANY PROBLEM WITH THE SITE, THE SERVICES, THE MATERIALS, YOU AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY IS TO CEASE USING THE SITE, THE SERVICES AND THE MATERIALS.  UNDER NO CIRCUMSTANCES SHALL HOVI ID, ITS AFFILIATES, OR LICENSORS BE LIABLE IN ANY WAY FOR YOUR USE OF THE SITE, THE SERVICES, THE MATERIALS, YOUR CONTENT, THE COMMERCIAL PRODUCTS OR THIRD PARTY USER GENERATED CONTENT AVAILABLE ON OR THROUGH THE SITE, INCLUDING, BUT NOT LIMITED TO, ANY ERRORS OR OMISSIONS, ANY INFRINGEMENT OF THE INTELLECTUAL PROPERTY RIGHTS OR OTHER RIGHTS OF THIRD PARTIES, OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF, OR RELATED TO, THE USE OF THE SITE, THE SERVICES, THE MATERIALS, YOUR CONTENT, THE COMMERCIAL PRODUCTS OR ANY THIRD PARTY USER GENERATED CONTENT AVAILABLE ON OR THROUGH THE SITE. Certain states and/or jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, so the exclusions set forth above may not apply to you.

Indemnification

YOU HEREBY AGREE, AT YOUR OWN EXPENSE, TO INDEMNIFY, DEFEND AND HOLD HARMLESS US, OUR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND AFFILIATES, FROM ALL CLAIMS, LIABILITIES, LOSS AND DAMAGES (OF EVERY KIND, WHETHER KNOWN OR UNKNOWN AND SUSPECTED OR UNSUSPECTED) RELATED TO IN ANY WAY TO: (I) YOUR USE OF, ACCESS TO OR RELIANCE ON THIS SITE, THE SERVICES OR THE CONTENT, (II) YOUR CONTENT OR (III) YOUR VIOLATION OF ANY OF THE TERMS OF THIS AGREEMENT OR ANY APPLICABLE LAWS OR REGULATIONS. We will provide you with written notice of such a claim. You will not enter into any settlement or compromise of any such claim without our prior written consent. We may assume the exclusive defense and control of any matter subject to indemnification by you. In all events, you shall cooperate fully in the defense of any claim.

Copyrighted Materials, Infringement Notices and Takedown

YOU SHALL NOT USE THE SERVICES TO TRANSMIT, ROUTE, PROVIDE CONNECTIONS TO OR STORE ANY MATERIAL THAT INFRINGES COPYRIGHTED WORKS OR OTHERWISE VIOLATES OR PROMOTES THE VIOLATION OF THE INTELLECTUAL PROPERTY RIGHTS OF ANY THIRD PARTY. We have adopted and implemented a policy, stated below, that provides for the termination in appropriate circumstances of users of the Services who infringe or are believed to be infringing the rights of copyright holders:

If you believe that any material contained on this Site infringes your copyright, you should notify Hovi ID immediately.

Governing Law and Geographical Restrictions

This Agreement will be governed by laws of the Country of Finland without regard to its choice of law or conflicts of law principles. The parties consent to the exclusive jurisdiction and venue in the courts in Finland, except that temporary relief to enjoin infringement of intellectual property rights may be sought in any court.

While we strive to make our Services universally accessible, due to certain regulatory and compliance considerations, we are unable to offer our Services to organizations or individuals based in certain countries. Currently, this includes, but is not limited to, organizations based in North Korea. We reserve the right to update this list of countries at any time in accordance with changes in regulations and our company policies.

Miscellaneous

No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, and any failure to assert any right or provision under this Agreement shall not constitute a waiver of such term. This Agreement, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by us without restriction. You agree that no joint venture, partnership, employment, franchise or agency relationship exists between you and us as a result of the use of the Site or the Services. This Agreement comprises the entire agreement between you and us, states our and our suppliers' entire liability and your exclusive remedy with respect to the Site and Services, and supersedes all prior agreements pertaining to the subject matter thereof. If any provision(s) of this Agreement is held to be contrary to law, then such provision(s) shall be construed, as nearly as possible, to reflect the original provision and the other provisions remain in full force and effect. The section titles in this Agreement are solely used for convenience and have no legal or contractual significance. No provision of this Agreement shall be construed against us but rather shall be construed in a neutral and fair manner as terms entered into by a fully-informed party on a voluntary basis after opportunity to confer with advisors and legal counsel about the meaning and effects of the terms of this Agreement.

Contacting Us

If you have any concerns or questions about this Policy, please contact us at support@hovi.id.

Hovi Privacy Policy

Hovi ID (”We”, "Hovi") is committed to protecting and respecting your privacy. This privacy policy will inform you as to how we look after your personal data when you visit and use our website ("Service", "Services"), and tell you about your privacy rights and how the law protects you.

This privacy policy aims to give you information on how Hovi collects and processes your personal data through your use of this website, including any data you may provide directly through this website. For the purposes of this policy, 'Personal Data' refers to any information that can be used to identify an individual, either directly or indirectly. This includes, but is not limited to, what is commonly referred to as 'Personally Identifiable Information (PII)' in the United States and 'personal information' in other jurisdictions including Canada and Australia. "Organization" is any organization that submits information about you as part of their usage of Hovi.

Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.

For the purpose of the EU General Data Protection Regulation (GDPR), Hovi ID. of Sininärhentie 5 Finland, is a Data Controller when collecting Personal Data directly from website users for providing services and a Data Processor of certain types of Personal Data provided by Organizations wherein Hovi does not decide what type of data is collected and disclosed.

You may contact us to find out more about the way we treat and use personal data via email at support@hovi.id.

Who is the Privacy Policy for?

‍This privacy policy describes the way we treat and use personal data that we collect about any person that uses our Services.

If you do not provide personal data
If we need to process the data you provide us with about yourself to fulfill our Services and you fail to provide that data when requested, we may not be able to provide communication or services.

What information do we use?
‍We will collect and process the following data about you:

Information you give us about you. This is information about you that you give us by filling in forms on our website (https://www.hovi.id) that you may access directly or through another website, or by corresponding with us by email or otherwise. It only includes basic personal data required for you to be able to use our site, subscribe to our service, participate in discussion boards or other social media functions on our site, enter a competition, promotion or survey and when you report a problem with our website. The information you give us may include the following information:

- Full name
- Email address(es)
- Company name
- Industry
- Profile picture URL (if using OAuth)
- Credential information
- Recipient information including name, email address, and credential information
- Information that may be provided by you through our customer support email, chat, via social media websites or other third-party platforms where we communicate with users. This may include feedback, contact information, identifying information to assist with finding an account, or any other information provided in these interactions.


Information we collect about you. With regard to each of your visits to our website, certain information may be automatically collected and stored about your usage:

- Technical information, including the Internet protocol (IP) address used to connect your computer to the Internet, your login information, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform;

- Information about your visit, including the full Uniform Resource Locators (URL), clickstream to, through and from our website (including date and time), page response times, download errors, length of visits to certain pages, page interaction information, methods used to browse away from the page, and any email used to contact our customer service;


Information we receive from other sources. This is information we receive about you if you use any of the other websites we operate or the other services we provide. We are working closely with third parties (including, for example, business partners, sub-contractors in technical, payment and delivery services, analytics providers, search information providers).

‍Posting and Uploading. We collect personal data from you when you provide, post or upload it to our site, such as when you fill out a form. You don’t have to post or upload personal data; though if you don’t, it may limit your ability to grow and engage with your network over our Services.


Cookies

When you visit or log into our website, we use cookies and similar technologies to collect certain information about your visit. This helps us to provide you with a good experience when you browse our website and also allows us to improve our website. When you visit or log in to our website, cookies and similar technologies may be used by our online data partners or vendors to associate these activities with other personal information they or others have about you, including by association with your contact information. We may then send communications and marketing. This includes (i) Usage Data (Information about how you use our site, such as pages visited, time spent on pages, and links clicked.) (ii) Device Information (Details about the device you use to access our site, including IP address, browser type, and operating system.) and (iii) Personal Data (If you provide it, we may collect information such as your email address, phone number, or other contact details). We may also combine this information collected automatically with other data we receive from third-party sources, such as data providers and marketing partners, to create a more complete profile of you. We then use this profile to communicate with you, including providing personalized advertising and promotional content based on your interests and browsing behavior. You may opt out of this at any time by visiting https://app.retention.com/optout.

For detailed information on the cookies we use and the purposes for which we use them see our Cookie Policy.

How do we use this information?
We will only use personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

- Where we need to perform the Services.
- Where Organizations instruct us while using the Services.
- To contact you in response to completing a form or to send marketing information.
- Where it is necessary for our legitimate interests and your interests and fundamental rights do not override those interests.
- Where we need to comply with a legal or regulatory obligation.

Generally we do not rely on consent as a legal basis for processing your personal data. You have the right to withdraw consent to marketing to you directly, at any time by contacting us at support@hovi.id.

Information you give to us. We will use this information:

- To provide you with the information and Services that you request from us;
- To notify you about important changes to our Service.

Information we collect about you. We will use this information:

- To administer our Services and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes.
- To improve our website and products to ensure that content is presented in the most effective manner for you and for your device.
- To allow you to participate in interactive features of our Service, when you choose to do so.
- As part of our efforts to keep our website safe and secure.
Information provided by Organizations on your behalf. We will use this information:

- To administer our Services as instructed by Organizations, including issuing credentials, managing existing credentials, providing sharing capabilities, and assisting in a support capacity when requested.
- To monitor and enhance our Services


Marketing

We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising. We may use your contact details and technical data that we collect about you, such as your IP address and the way you browse our website to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, Services and offers may be relevant for you (we call this marketing).

You will receive marketing communications from us if you have requested information from us or if you provided us with your details when you entered a competition or registered for a promotion and, in each case, you have not opted out of receiving that marketing.

You can ask us to stop sending marketing messages to you at any time by following the opt-out links on any marketing message sent to you or by contacting us at support@hovi.id.

If you opt out of receiving these marketing messages, this will not apply to personal data provided to us as a result of a product/service experience or other transactions.

Change of purpose

We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please email us at support@hovi.id.

If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so. Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.

How do we share your information?

You acknowledge and agree that from time to time we have the right to share your personal information with:

1. An Organization which has previously shared your information with us in order to provide Services. This information will be shared in accordance with an Organization's instructions and in agreement between Hovi and the Organization, and in compliance with applicable law. This includes Authorized users or other Organization representatives.

2. Selected third parties that have been granted access to your Personal data in order to provide Services to you and to the Organization:
• Approved Subprocessors. An updated list of subprocessors can be found.
• Select business partners, suppliers and subcontractors for the performance of any contract we enter into with you.

3. Legal authorities or in compliance of legal regulations if we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our Services and agreements; or to protect the rights, property, or safety of Hovi, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and risk reduction.

4. Third parties in the event that we sell or buy any business or assets, in which case we will disclose your personal data to the prospective seller or buyer of such business or assets; or if Hovi or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.

Where do we store your information?

All personal data we process is processed by our staff in the Europe and outside the EEA.

For the purposes of IT hosting and maintenance some information is located on servers outside the European Economic Area, in the US.

Some of our external third parties such as Google are based outside the European Economic Area (EEA) so their processing of your personal data will involve a transfer of data outside the EEA.

Whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

- Where we use certain service providers, we may use specific contracts approved by the European Commission which give personal data the same protection it has in Europe.

- Where we use providers based in the US, we may transfer data to them if they are part of the Privacy Shield which requires them to provide similar protection to personal data shared between the Europe and the US. For further details, see European Commission: EU-US Privacy Shield.


Please contact us at support@hovi.id if you want further information on the specific mechanism used by us when transferring your personal data out of the EEA.

Once we have received your information, we have a Data Protection regime in place to oversee the effective and secure processing of your personal data and we will use strict procedures and security features to try to prevent unauthorized access.

However and unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our website at transmission stage; any transmission is at your own risk.

How long do we keep your information for?

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.

For information provided by an Organization and collected in the capacity of a Data Processor, the Organization is acting as the Data Controller in this capacity and is responsible for determining the appropriate length of time to continue to store your data.

In some circumstances we may anonymize your personal data (so that it can no longer be associated with you) for research or statistical purposes in which case we may use this information indefinitely without further notice to you.

In some circumstances you can ask us to delete your data. See below for further information.

What are your rights?

Under certain circumstances, you have rights under data protection laws in relation to your personal data.

- Request access to your personal data.
- Request correction of your personal data.
- Request erasure of your personal data.
- Object to processing of your personal data.
- Request restriction of processing your personal data.
- Request transfer of your personal data.
- Right to withdraw consent.

Exercising your rights

If you wish to exercise any of your rights set out above, please email us at support@hovi.id.

We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.

European Data Protection Rights

If you reside in the United Kingdom (UK) or a country within the European Union (EU), or your Personal Data is processed in the UK or a country in the EU, subject to certain exceptions, you have specific rights in regards to your data based on local laws and the General Data Protection Regulation (GDPR).

You have the right to If you’re based in the EU, you can always file a complaint with the supervisory authority in your Member State. For example, if you’re based in the UK, you can file a complaint with the Information Commissioner’s Office.

Security

Hovi takes appropriate and reasonable precautions to implement administrative and technical procedures to protect the security of Personal Data provided through the Service. We permit employees and contractors working for us to access your information only in a manner consistent with this Privacy Policy.

We implement security safeguards to protect your data such as HTTPS and regularly monitor our systems for possible vulnerabilities or attacks. Based on the nature of the internet as well as other reasons, we can not guarantee complete security of your Personal Data from being accessed, disclosed, altered or destroyed by breach of our security safeguards. You should take precautions to protect your Personal Data through such means as using a secure password, change your password often, setting up two-factor authentication on your account, using a secure browser, and logging out when using a shared computer.

Third-party links

This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.

Prohibited use by minors

Hovi is a service meant for adult use only and does not promote the Service to children or intentionally collect information from children under the age of 13. If we learn we have collected personal information from an individual under 13, we will delete that information as quickly as possible. If you believe that an individual under 13 may have provided us personal information in violation of this paragraph, please contact us at support@hovi.id with “Notice of Underage Person” in the subject line.

Changes to our Privacy Policy

We may update this Privacy Policy from time to time, and the updated version will be effective upon posting. If we make any material changes to our privacy policy in the future, these will be emailed to you or by means of a notice on the Hovi website.

Contact

If you have any questions or concerns about this Privacy Policy or any privacy practices, please email us at support@hovi.id.

Cookie policy

Our website uses cookies to distinguish you from other users of our website in order to improve your experience when browsing our website. A cookie is a small piece of data that is stored on your devices whenever you access a website in our browser.‍

How we use cookies‍

We use a number of different cookies in various locations including our website and emails. The only types of cookies used on Hovi for tracking are Analytics, Performance, and for marketing purposes. These cookies collect information about how users interact with our websites and provide analytical and usage data.

This includes (i) Usage Data (Information about how you use our site, such as pages visited, time spent on pages, and links clicked.) (ii) Device Information (Details about the device you use to access our site, including IP address, browser type, and operating system.) and (iii) Personal Data (If you provide it, we may collect information such as your email address, phone number, or other contact details). We may also combine this information collected automatically with other data we receive from third-party sources, such as data providers and marketing partners, to create a more complete profile of you.

We use this information to understand how our users interact with our website and to improve our features and functionality, as well as to contact you about relevant services. These cookies are provided by our third party processors.

Controlling your cookies

Most browsers provide control features such as limiting the types of cookies that are being used or opting out of any use of cookies. You should also be able to review and erase any cookies that have been received by our browser. Please note that disabling cookies in your browser may heavily impact your experience on our website.

If you do not want to receive cookies, you will need to change the settings on your browsers for the device that you use to access Hovi. If you do not change your browser settings to prevent cookies, we will assume that you accept receiving cookies from Hovi.Information about updating cookies preferences for the most common browsers can be found below:

  1. Chrome: https://support.google.com/chrome/answer/95647?hl=en
  2. Safari: https://support.apple.com/kb/PH21411
  3. Firefox: https://support.mozilla.org/products/firefox/cookies
  4. Explorer: https://support.microsoft.com/en-us/products/windows?os=windows-10
  5. Opera: http://www.opera.com/help/tutorials/security/cookies/

Learn more
Additional information about how cookies are used on the internet can be found by visiting allaboutcookies.org.

If you have any questions about cookies on Hovi, please email our privacy team at support@hovi.id.